LUTHFIAH FAZRA EL GHIFARI. PEMANFAATAN FINANCIAL TECHNOLOGY (FINTECH) DALAM MEMBANTU PERKEMBANGAN UMKM. Prosiding Seminar Nasional Berseri, [S. l.], v. 2, n. 2, 2024. Disponível em: https://proceedings.uhamka.ac.id/index.php/semnas/article/view/736. Acesso em: 2 may. 2026.