MOTIF OF MERCHANT SOCIETY IN DEPOK CITY TO USE SHARIA SAVINGS IN BANK PEMBIAYAAN RAKYAT SYARIAH (BPRS)
Keywords:
Sharia saving, BPRS, Descriptive AnalysisAbstract
One of the areas that has potential to develop financial institution is Depok city, one of the Depok’s potential is a trading sector that has a huge demand from most of the people either formally or informally. The research was done to know how does the character of the merchant in Depok who has a preference to use BPRS product or another factor that most dominant affecting the preference of merchant in Depok for using sharia saving product. Analysis data that perform in this research was descriptive statistics to describe the profile respondent. The result of analysis and discussion shows that the majority of merchant in Depok is choosing to become costumer in BPRS, the main factor that makes merchant more choosing saving product in BPRS because they feel safe if they saving their funds in BPRS if it compared by saving their own money, another factor is easy for transaction in BPRS where all the trading no need to leave the merchandise for transaction with BPRS but BPRS officer come to the merchant.References
Alim, E. S., & Umam, K. (2015). S. Rohim ‘Integration of Reciprocal Teaching-ICT Model to Improve Students’ Mathematics Critical Thinking Ability’. In Proceedings of the 23rd International Conference on Computers in Education (ICCE 2015), Hangzhou, China (pp. 483-487).
Amin, A. R. (2004). Zikr, Pikr, Mikr. The Celestial Management. Jakarta. Senayan Abadi Publishing.
Arifin, Z. (2002). Dasar-Dasar Manajemen Bank Syariah. Kerjasama PT. Bank
Muamalat, Tbk dengan Tazkia Institute. Jakarta
Bahreisy, S. H., & Said, H. (1980). Terjemah Singkat Tafsir Ibnu Katsier. Surabaya. pt.
Bina Ilmu.
Bank Indonesia. (2005). Himpunan Ketentuan Perbankan Syariah Indonesia
Chapra, U. M. (2001). The Future Of Economics An Islamic Perspective. Lanscape Baru
Perekonomian Masa Depan. Jakarta. Shari’ah Economic And Banking Institute.
Chapra, U. M., & Ahmad, H. (2002). Corporate Governance Lembaga
Swastha, S., & Ibnu. (1995). Pengantar Bisnis Modern. (Pengantar Ekonomi Perusahaan Modern). Edisi ketiga. Yogyakarta. Liberty.
Fatwa DSN-MUI Husein, U. (2004). Metodologi Untuk Penelitian Skripsi Dan Tesis Bisnis, Raja Grafindo Persada, Jakarta
Istijanto. (2009) Aplikasi Praktis Riset Pemasaran: Cara Praktis Meneliti Konsumen dan Pesaing. PT. Gramedia Pustaka Utama: Jakarta, 2009.
Konsultan Statistik, “Penghitungan Analisis Faktorâ€, diakses dari
http://www.konsultanstatistik.com, paa tanggal 3 Februari 2012
Kementrian Koperasi dan Usaha Kecil dan Menengah Republik Indonesia (2005). Petunjuk Pelaksanaan Kegiatan Usaha Koperasi Jasa Keuangan Syariah. Muhammad Iqbal & David T. Llewellyn. Islamic Banking and Finance: New
Perspenctive on Profit-Sharing and Risk. Edward Elgar Publishing Inc. 2002.
Nugroho Bhuono Agung. Strategi Jitu Memilih Metode Statistik Penelitian dengan SPSS. Andi Offset: Yogyakarta, 2005.
Pinson. Linda. (2003). Anatomy Of a Business Plan. Panduan Lengkap Menyusun Proposal dan Rencana Bisnis, Edisi ke Lima. Jakarta Canary.
Septiany, S., Purwanto, S. E., & Umam, K. (2015). Influence of Learning on Realistic Mathematics ICT-Assisted Mathematical Problem Solving Skills Students. In Proceedings of the 23rd International Conference on Computers in Education ICCE (pp. 29-31).
